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    be desperate
    Friday, December 19, 2008 (8:31 PM)

    one of kiyosaki's lessons to us - pay yourself first. never dig into your savings for your bills. this is important but difficult to do.

    he says that when you pay yourself first every month and the remaining amount is not enough for your bills, you will find ways to get that money because you need it to pay. sadly, most of us choose the easy way out - to dig into our savings. or we would always pay the bills first and pay ourselves with the remaining.

    recently i caught oprah's best life week (if you have cable tv, you can catch the special on hallmark channel on the 5-9 jan week in 2009).

    yes, i watched it first =D.

    anyway, kiyosaki's point was reiterated by a statistic brought up by suze orman, an internationally acclaimed personal finance expert. the following information will wake you up. it is shocking.

    on average, a homeless drug-addict in america spends usd$140,000 a year on drugs alone. that's more than usd$15000 a month. approximately sgd$21000 a month. how the hell did they get that amount of money?!

    when interviewed, they said, "you just need the money"

    so you see, when you are desperate enough for money, you will find some way to get it. i'm beginning to believe those shows where the pie kias manage to get ten over thousand of dollars to pay off debts within 3 days.

    我只给你三天的时间。。。

    it's always 3 days, i wonder why...