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    credit card
    Tuesday, July 03, 2007 (10:23 PM)

    to be honest, i have pretty much zero knowledge on credit cards. i know nuts about them. the only thing i'm aware is that it gives you the tendency to spend future money.

    during japanese class a couple of weeks ago, the topic was whether credit cards give you benefits. most of my classmates gave the nod. i thought otherwise. perhaps it's the way i am brought up or the kind of influences around me. the only benefit i can see that credit cards offer is for businesses who need high cash flow to generate more income. other than that, it's pretty much a devil telling you to spend beyond your limits.

    it's almost like the live audiences of deal or no deal. the shadowy-banker offers you a 5-figure sum. then the devils surrounding the studio starts chanting, "no deal! no deal! no deal!" if you're weak enough, you fall for it and go "no deal!" what happens? our jedi knight wanna-be goes home with $250. the good news is, you don't really do much shopping in star wars galaxy.